Mastercard Launches Next Step In Evolution Of Biometric Payments Now Allowing You To Use Your Face Or Fingerprints To Buy And Sell In The Metaverse

Mastercard is piloting new technology that lets shoppers make biometric payments with just their face or hand at the checkout point, and it’s designed to work in the Metaverse.

Day by day, and byte by byte, big tech is encroaching further and further into your body, and they’re doing it with your full consent. The ultimate destination, of course, is a human implantable device that will be located in the back of your right hand, and/or inside your forehead. For now, like a seemingly disinterested cat watching the ducks go by, they’re quite content with face scans and fingerprint ID, right up to the moment they pounce and take the whole thing.

“And he causeth all, both small and great, rich and poor, free and bond, to receive a mark in their right hand, or in their foreheads: And that no man might buy or sell, save he that had the mark, or the name of the beast, or the number of his name.” Revelation 13:16,17 (KJB)

I remember working at Citibank back in 2012, and writing about how the next wave of credit and debits cards were going to contain a microchip, and everyone laugh and called me a conspiracy nut. But I knew what I was talking about because I sat in meetings where the plan was revealed, just like I spend time in my King James Bible, where God reveals the end times plan for anyone who cares to read about it.

Mastercard launches biometric payment tech that lets you pay with your face or hand in stores and in the Metaverse

FROM CNBC: The company on Tuesday launched a program for retailers to offer biometric payment methods, like facial recognition and fingerprint scanning. At checkout, users will be able to authenticate their payment by showing their face or the palm of their hand instead of swiping their card.

The program has already gone live in five St Marche grocery stores in Sao Paulo, Brazil. Mastercard says it plans to roll it out globally later this year.

“All the research that we’ve done has told us that consumers love biometrics,” Ajay Bhalla, Mastercard’s president of cyber and intelligence, told CNBC. “They want making a payment at a store to be as convenient as opening their phone.”

About 1.4 billion people are expected to use facial recognition technology to authenticate a payment by 2025, more than doubling from 671 million in 2020, according to a forecast from Juniper Research.

To sign up on Mastercard, you take a picture of your face or scan your fingerprint to register it with an app. This is done either on your smartphone or at a payment terminal. You can then add a credit card, which gets linked to your biometric data. It’s similar to tech that’s being trialed by Amazon in the U.S. Mastercard says it plans to bring the program to the U.S., Europe, the Middle East and Asia at a later date.

In the long run, Mastercard’s vision is to make the tech “globally interoperable,” Bhalla said. “So once you’ve stored your credentials, you could use this anywhere.” The feature could integrate with loyalty schemes and make personalized recommendations based on previous purchases, Mastercard said.

Mastercard’s biometric tools could one day help with the development of payments infrastructure for the “metaverse,” according to Bhalla.

“What we are working towards is the metaverse,” he said.

The metaverse refers to a hypothetical virtual world where users can work, trade or socialize. The term has attracted lots of buzz in Silicon Valley thanks to Facebook’s rebrand to Meta last year. At a media briefing in London, Mastercard showed off an augmented reality headset that warns the wearer if they’re on a potentially fraudulent e-commerce site. Another feature the firm is experimenting with allows users to select and buy items at a virtual store using nothing but their eyes.

These products are farther from reality than Mastercard’s biometric checkout service, but give a flavor of what to expect in the future.

Bhalla said people could eventually try on some clothes virtually before buying, or link their non-fungible tokens — digital assets that record ownership of a virtual item on the blockchain — with their biometric identity. READ MORE

Mastercard Biometric Payments: Using Your Face To Pay

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