America’s Financial House of Cards Teetering: Pray, Plan, Prepare …

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Surge Summary: America is hurtling toward inescapable financial collapse – which will led to violent protests, perhaps even civil war. The time is now for the American people to prepare themselves in every way.

by Don Boys 

I am yelling fire because fire is raging. Mixing metaphors, the storm is not coming; it’s already here. America’s financial house of cards will fall, taking other nations with her. Thoughtful Conservatives must inform people of imminent danger because families will be disrupted, businesses will fail, couples will be divorced, and children will suffer immeasurably.

The economy has faltered, is failing, and will fall.

I see no way out of the coming collapse. Sometimes politicians make such a mess of things that there is no way to correct or solve the mess. It’s almost like being in a small boat on a raging sea, unsure how far you are from the coast you left and the distance to where you hope to dock. You keep going hoping to stay afloat; however, our “boat” is overwhelmed with accelerating debt.

As of May of 2021, the outstanding national debt of the United States is $28,300,000,000,000.00. Every man, woman, and child in the United States owes $84,000 for their share of the U.S. public debt, plus $3,800 state debt and local debt of $6,300. That is overwhelming, outrageous, and obscene.

I no longer feel alone or like the boy who cried “wolf.” Since my earlier predictions of the end of the boom followed by gloom and doom, everything is screaming support for that position. It is my opinion the coming collapse will be worse than I thought!

As I’ve proved for decades while traveling throughout Europe, the Middle East, Asia, Australia, and Africa, the dollar is the world’s currency. I seldom change dollars into the currency of the nation I’m visiting, and I’ve never had dollars refused. However, the dollar is worth less and will soon be worthless!

A prominent Russian official prophesied that the U.S. will experience a moral and economic breakdown resulting in civil war and break into six distinct parts. In recent months, there has been much discussion of some parts of the U.S. withdrawing from the Union! It seems commentators and television hosts are making predictions more ominous than mine!

The current Second American Revolution, with its attendant riots, lootings, killings, political maleficence, financial opportunism, and partisan compromise, magnifies our problems.

Russia, China, and Iran are not disappointed or distressed with our financial woes but are delighted. However, the murderous, malevolent masters in Moscow, Beijing, and Tehran don’t seem to understand that as goes America, so goes the world.

Taking a slap at the dollar in 2019, China and Russia agreed to use their currencies instead of dollars for reciprocal trading. This action of the two major Communist nations reduced the dollar’s use from 90 percent in 2015 to only 46 percent in 2020. Our “friends” in the European Union are delighted with that decision to ditch the dollar.

Many nations have lost confidence in the dollar and joined the “ditch the dollar” club, including China, Russia, the UK, India, Turkey, Iran, Venezuela, France, Germany, Japan, Brazil, Pakistan, Kyrgyzstan, Tajikistan, Kazakhstan, Uzbekistan, and others. Russia (the world’s largest natural gas producer and third in oil) has decided to sell its natural resources in rubles instead of U.S. dollars, although half its total trade with the U.S. is in dollars.

In 2019, the South China Morning Post reported that Beijing and Moscow intend to “ditch the U.S. dollar and switch to local currencies in international trade,” trying to cut their dependence on U.S. currency.

I think all this is headed toward a worldwide currency à la the world court, world church, and world government with a world military. With that in mind, it might be wise to join the “ditch the dollar” club for something more reliable such as precious metals. Russia’s flight from the dollar “has pushed the share of gold in Russia’s $583 billion international reserves above dollars for the first time on record.”

I believe in a few months, we will be where the Egyptians were in Genesis 47:15 when “the money failed.” During those days in Egypt, the main concern was food. That is what I have been saying for years. Your concern will not be vacations, television, sports, hobbies, or even your job but “how will I feed my family today.”

When the dollar has totally collapsed, you will understand why informed people have always purchased gold and silver for survival during turbulent times. After the currency fails, anything of value will be held rather than unwanted, unusable, and unsupported dollars, marks, pesos, rubles, etc.

Between WW I and WW II in Germany, the people lost confidence in the German mark and ran from it as if their hair was on fire. By November of 1923, it took 4,210,500,000,000 German marks to equal one U.S. dollar! Germans literally burned paper marks to heat their homes since that was cheaper than buying coal.

By then, the Germans rushed away from the mark toward “things.” That is things that could be felt, seen, used, sold, or traded if necessary. Accordingly, they wanted the highest value item with the least volume—diamonds, gold, antiques, art, vacation homes, even “useless items—bric-a-brac, soap, hairpins.” Fearful and desperate Germans bought things that could be bartered for necessary items like food, water, soap, lumber, tools, etc.

I think that barter will become the norm for Americans in the next couple of years, if not sooner.

Furthermore, I think the Dow will plummet below 5,000, but that opinion is not based on economics or some financial formula. It is a general conviction based on numerous criteria. My opinions are philosophically and theologically based.

It is impossible to justify the reckless spending of trillions of dollars. Few are asking about whether or not massive expenditures are constitutional. I don’t know one politician who is concerned about the massive giveaway being justified by COVID.

No health issue or any other issue has priority over the U.S. Constitution.

The giving of thousands of dollars to families (many not in financial need) would have been rejected, even ridiculed, a few decades ago. Public money is being used to cover private losses without any constitutional support. Furthermore, massive corporations considered too big to fail are being bailed out by taxpayers to protect shareholders who morally and legally should take the risk. The shareholders bought into companies hoping for huge profits and are now being protected against massive losses.

Something seems to be askew here for a free enterprise republic. But that is very normal for a Socialist nation.

Marx, Lenin, Stalin, Mao, Castro, and all Socialists of the world would stand up and cheer Biden and what’s-her-name Harris for implementing their far-left agenda.

No one asks why the Los Angeles Times should receive a $10 million loan for salaries and benefits to employees even though it is owned by a wealthy couple. The top honcho whined, “We lost tens of millions of dollars in advertising revenue pretty much instantly in March 2020.”

So what! Americans are not responsible for propping up private businesses. It’s called “free enterprise,” where each businessperson takes financial risks to make it or go belly up.

Thousands of bars and restaurants received grants of $10,000 to keep them afloat. Why? If they fail, others will take their place. When I started a publishing company to produce Christian school and home school curricula in Indianapolis decades ago, it never entered my mind that someone might artificially keep me afloat. When sales were low in the winter, my people went without salaries, as they understood that would happen. They were paid when business improved in the early spring and summer.

Recently, billions of dollars bailed out cities and states that spent tax dollars as if they were going to expire, and most of those cities and states are run by irresponsible Democrats. Plus, they took tax dollars and dumped them into state pension plans that have lost money for decades while paying generous pensions.

Don’t you feel warm and fuzzy knowing you helped bail out Democrat-controlled cities and pension funds that have been used to radicalize Americans for decades?

Even Utah was given 1.5 billion dollars, yet they have a 1.5 billion dollar surplus and a Republican governor.

Wow! Why are crowds not marching in the streets with pitchforks and buckets of tar and bags of feathers for those who voted for such nonsense? Where is President Grover Cleveland with his veto pen when he is needed? We must stop spending money without constitutional support. The reluctance to spend other peoples’ money used to be a virtue; now, it is considered a vice.

Someone needs to tell Biden he cannot spend his way to national prosperity, just as you can’t fornicate your way to virginity.

However, most officials and most Americans don’t seem to be concerned about gross unfairness and illegal use of federal funds forcibly taken from beleaguered taxpayers. Present-day conservatives are not very conservative. And present-day Christians are not very Christian.

When resentment reaches a critical mass by people who lose their jobs, homes, businesses, and autos, it often prompts strikes, food riots, racial hatred, civil disobedience, and anarchy. Angry homeowners will resist being evicted, darkened streets will be vacated, and malls will become black holes after dark.

Schools will be almost empty as teachers are laid off, and it will not be safe for kids to be on the streets even during the day, as is true in London now. Home invasions will be as common as ants at a picnic. Without state funds, the streets and roads will become almost impossible to navigate.

Roaming bands of criminals will take advantage of the situation preying upon helpless citizens first in the cities then on the countryside. They know people in the country usually have more food than city folks do. Local police and deputized civilians will be stationed at each city’s interstate interchanges to keep the thugs from entering smaller towns around metropolitan areas.

If Biden and the anti-gun crowd have their way, there will be shootouts reminiscent of the O. K. Corral. Probably, the National Guard will enforce oppressive gun laws. In that case, most of those soldiers will probably refuse to shoot their neighbors, with possible United Nations troops replacing them to enforce unconstitutional laws.

With fewer jobs, there will be less state and federal tax revenue, so don’t look to the state or federal government for help. If Social Security checks fail to arrive, look for a big bunch of gray-haired guys storming the courthouses in every county.

The health care system will finally fail, leaving us on our own to deal with plagues imported from Mexico and other third-world nations. The Mexican Government will probably fall within a few months with even more illegal aliens crossing our border to “safety.” That safety could be an illusion as Americans take the law into their own hands and defend their property. The Rio Grande may run red with blood.

The entertainment industry will be bare-bones as sane people stop paying to attend silly third-rate movies, and television will be mostly news, reruns, and documentaries. Professional sports will become history, having run themselves into the ground. Female sports will be the first to go because of the transgender insanity.

Churches will experience a rise in attendance and a steep decline in revenue. Missionaries will be (actually are now being) sent home to discover they have traded one disaster for another. Some will remain in their countries to live and serve. However, this time will be an opportunity for Christians to act like Christians as we seek to help those who are hurting most.

As in the early church days, pagans were amazed at Christians suffering without complaining and reacting with concern for their enemies. During times of epidemic diseases during the Middle Ages, Christians cared for the dying, often giving their lives in support of others.

Many megachurches will fold and be turned into government distribution centers.

Life will come down to this: you must have God, groceries, gold, and guns. That fact makes knees jerk across America (left ones, of course).

Rich in oil, Texas has a 16 billion barrel crude-oil reserve, yet it was no comfort for Texans recently who shivered in the unheated homes (without water). When the power came back on, some homeowners received power bills of $17,000! Astute citizens of the U.S. should get the message: you must protect yourself. Don’t trust the government or any entity to take care of you and your family.

Batten down the hatches and lash yourself to the mast. Go out today and purchase necessities, i.e., what you must have to survive. The storm will rage for years.

The fat lady is standing in the wings, clearing her throat.

(Dr. Don Boys is a former member of the Indiana House of Representatives who ran a large Christian school in Indianapolis and wrote columns for USA Today for 8 years. Boys authored 18 books, the most recent being Muslim Invasion: The Fuse is Burning! The eBook is available here with the printed edition (and other titles) at Follow him on Facebook at Don Boys, Ph.D.; and visit his blog. Send a request to for a free subscription to his articles, and click here to support his work with a donation.)

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